LIMITED LICENSE

Torreya Partners LLC, and all its related entities, ("Torreya" or the "Firm") provides this website, www.torreya.com (together with its contents and all sub-websites, the "Site") for your informational purposes only.

Subject to these terms, Torreya grants you a non-exclusive, non-transferable, limited right to display this Site and download the material displayed on this site (the "Materials") solely to view general information regarding Torreya's businesses.

OWNERSHIP AND TRADEMARKS

This authorization is not a transfer of title in the Site, or the Materials or copyrights therein. All content included on this Site, such as graphics, logos, articles and other materials, is the property of Torreya Partners LLC or others and is protected by copyright and other laws. All trademarks and logos displayed on this Site are the property of their respective owners, who may or may not be affiliated with our organization.

NO WARRANTY OR RELIANCE

THE MATERIALS MAY CONTAIN INACCURACIES AND ERRORS. TORREYA DOES NOT WARRANT THE ACCURACY OR COMPLETENESS OF THE MATERIALS OR THE RELIABILITY OF ANY ADVICE, OPINION, STATEMENT OR OTHER INFORMATION DISPLAYED OR DISTRIBUTED THROUGH THIS SITE. TORREYA DISCLAIMS ANY DUTY TO UPDATE THIS SITE.

THIS SITE, THE INFORMATION AND MATERIALS ON THIS SITE, AND, TO THE EXTENT APPLICABLE, ANY SOFTWARE MADE AVAILABLE ON THIS SITE, ARE PROVIDED "AS IS" WITHOUT ANY REPRESENTATION OR WARRANTY, EXPRESS OR IMPLIED, OF ANY KIND, INCLUDING, BUT NOT LIMITED TO, WARRANTIES OF MERCHANTABILITY, NONINFRINGEMENT, OR FITNESS FOR ANY PARTICULAR PURPOSE. SOME JURISDICTIONS DO NOT ALLOW FOR THE EXCLUSION OF IMPLIED WARRANTIES, SO THE ABOVE EXCLUSIONS MAY NOT APPLY TO YOU.

This Site, and access to the Site, may not be available at all times and may be impeded by a range of factors including technology failures or lack of capacity. You are responsible for obtaining and maintaining your own information and communications technology in order to access the Site.

Nothing contained on this Site should be construed as tax, legal or accounting advice. You (and each of your employees, representatives or other agents) may disclose to any and all persons, without limitation of any kind the tax treatment and structure of the transactions contemplated by these materials and all materials of any kind (including opinions or other tax analyses) that are provided to you relating to such tax treatment and structure. For this purpose, the tax treatment of a transaction is the purported or claimed US federal income tax treatment of the transaction and tax structure of a transaction is any fact that may be relevant to understand the purported or claimed US federal income tax treatment of the transaction.

UNITED STATES REGULATION

Securities offered through Financial West Group, member FINRA/SIPC. Torreya Partners LLC and Financial West Group are unaffiliated entities.

UNITED KINGDOM REGULATION

Authorised and regulated by the Financial Conduct Authority

Torreya Partners (Europe) LLP, which is authorised and regulated in the United Kingdom by the Financial Conduct Authority, is not acting for you in connection with any potential transaction(s) described in this Site and thus will not be responsible for providing you the protections afforded to clients of Torreya Partners (Europe) LLP or for advising you in connection with any potential transaction(s) as described in these materials except and unless subject to a subsequent specific written agreement relating to such potential transaction(s) between you and Torreya Partners (Europe) LLP.

Insofar as materials on this web site are capable of having an effect in the United Kingdom (within the meaning of section 21 of the Financial Services and Markets Act 2000) they are directed only at classes of recipient at whom they may lawfully be directed without contravening that section or any applicable provisions of the Conduct of Business Sourcebook of the Financial Conduct Authority, including persons of a kind described in Article 19 (Investment professionals) or Article 49 (High net worth companies, unincorporated associations etc.) of the Financial Services and Markets Act 2000 (Financial Promotion) Order 2005 (as amended) and are not intended to be distributed or passed on, directly or indirectly, to or relied or acted on, by any other class of persons.